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View Full Version : Interesting, easy to understand article about the world economy



Partridge
06-03-2006, 02:07 PM
[Partridge: I usually find it very hard to understand the minutae of economics in the mainstream press, and even in the alt. press. This article was a refreshing, easy to understand, look at the recent semi-crisis in the world economy]

World Economy: 'Correction' or crash?
Lynn Walsh - The Socilaist (UK) (http://www.socialistworld.net/eng/2006/06/02economy.html)

In the second week of May there was a convulsion in the world financial system. Shortly after rising to near-peak levels, shares fell sharply on world stock exchanges, especially in so-called ‘emerging markets’ like India and Turkey. Prices of commodities, such as copper, which had soared over recent months, also plummeted. There was a general flight of fluid, speculative capital from risky (if potentially highly profitable) investments to safer assets, especially cash and government bonds. Lynn Walsh examines these events and exposes the instability of the global capitalist system.


Was this merely a timely ‘correction’ of speculative bubbles or a preliminary tremor marking the onset of a deeper crisis?

This was the question being asked by jittery capitalist leaders and commentators. Initially, financiers feared a crash, dumped risky assets (collecting the profits from their recently inflated prices) and took refuge in safer investments.

After a few days, however, share prices in the advanced capitalist countries bounced back. In New York, London and other advanced capitalist countries, shares fell about 4-5% overall. Shares in ‘emerging markets’, such as Russia, Turkey, India, Mexico, etc, fell by 10-25%. Many commodities and shares in mining companies, which had recently soared, fell by 10% or more (though some later recovered).

The partial sell-off appeared to be triggered by fears of rising inflation in the USA, where ‘core’ inflation (excluding food and fuel) rose to an annualised rate of 3.2% compared to 2.3% in 2005. Behind this was the deeper fear that the US Federal Reserve will respond by raising interest rates even further, threatening to bring to an end the era of ultra-cheap credit.

Speculators soon resumed their frenzied search for profits. Capitalists everywhere breathed a huge sigh of relief. Most of them complacently believe that new technology and globalisation guarantee uninterrupted growth and profitability, relegating financial crashes and economic slumps to the dustbin of history.

In reality, the May turbulence reveals the fragility of the global capitalist economy, which works in an anarchic way. So far, it appears to have been mostly a correction of feverish investment in some of the most speculative markets: inflated shares in ‘emerging markets’, ‘junk’ bonds in dodgy companies, industrial commodities (like copper), oil and gas and foreign currency trading. In the last year or so, bubbles have developed in all these market sectors, with finance houses and hedge funds at the forefront of the activity.

But the May episode highlights the dominant, parasitic role of finance capital, which is by its very nature volatile and destabilising. Moreover, the rebound of financial markets since mid-May in no way helps overcome the unsustainable trade and currency imbalances in the world economy.

Speculative capital

The growth of speculative finance capital reflects the intensification of the exploitation of the working class, in the advanced capitalist countries and especially in the under-developed countries.

The neo-liberal (ultra-free market) policies adopted by governments since the early 1980s have enormously boosted the profits of corporations and finance houses, at the same time increasing the share of the wealth going to the capitalist class. Twenty years ago there were 140 billionaires according to Forbes magazine. Today there are 793 billionaires (102 joining their ranks in the last year alone).

While there has been increased investment in China and a handful of other cheap-labour, low-cost countries, there has been no general increase in capital investment in new plant, machinery, factories, etc.

Since 2000, the capital stock in OECD countries has been growing at only 2% per year, less than half the rate of the 1960s (during the post-war upswing).

In the USA, financial companies take 30-40% of total US corporate profits (over 50% if the financial activities of industrial and commercial companies are included), compared to 10-15% in the 1950-1960s.

Instead of extensive investment in new means of production, the super-rich and big corporations have intensified the search for profits from speculative investment. The deregulation and globalisation of international financial markets has provided endless opportunities for profits. The super-profits of corporations and the colossal personal wealth of capitalists have provided a deep pool of liquidity.

Speculators, moreover, have been able to take advantage of abundant, cheap credit - they don’t even have to speculate with their own money. Major capitalist governments, like Japan from the 1980s and the USA after 2000, cut interest rates to zero or near-zero levels in an effort to avert financial crises and stimulate growth.

Huge profits and virtually unlimited cheap credit produced the multiple bubbles of recent years. The stock exchange bubble of the 1990s in the US and elsewhere was fuelled by cheap credit, as is the more recent housing bubble. Both in turn played a vital role in sustaining consumer demand through the ‘wealth effect’, the conversion - on the basis of more loans - of capital gains into consumer spending.

In the last few years, capitalist investors, flush with liquid cash, have been desperately searching for new sources of extra profit - investments reaping profits above the average return of ‘safe’, ‘blue chip’ shares and bonds. Thus the surge of investment in currency trading, junk bonds, commodities, and shares in ‘emerging markets’.

Excess investment in these assets has over-inflated their value. A flood of foreign investment into shares on Indian stock exchanges, for instance, also encouraged local capitalists to join the speculative binge. As a result, share prices were pushed up far beyond any rational estimate of what returns they would produce from company profits.

The sharp drop of prices in May, therefore, was an inevitable correction. It remains to be seen whether shares in countries such as India (which fell 25%) will recover, and how many speculators and traders will go bust as a result of their losses.

The May correction has made the major international speculators and finance houses more cautious - for the time being. But the underlying conditions which produced the bubble economy still exist, and new bubbles will appear - until there is a much more drastic correction, a real crash.

How it will develop is unpredictable. At the moment, the ‘real’ economy - production measured by gross domestic product (GDP) - is still growing. The IMF predicts global growth of 4.9% this year. But apart from the adverse effect of higher energy and commodity prices (which are beginning to have more of an effect on growth), current growth could quickly be cut across by renewed financial crisis.

This could be precipitated by a convulsive realignment of major trading currencies (US dollar, euro and yen), unavoidable at some point in the not very distant future.

A financial crisis could also be triggered by the collapse of a major finance house, or several big financial players.

Given the huge amounts of debt on which the system runs and the complexity of financial instruments such as derivatives - described by the famous investor Warren Buffett as ‘weapons of mass destruction’ - major bankruptcies are inevitable.

In 1998, following the collapse of the Russian rouble, the hedge fund Long Term Capital Management (LTCM) went bust. The knock-on effects could have been catastrophic. A systemic meltdown of world financial markets was prevented only by a $3.6 billion rescue operation by a consortium of banks organised by the Federal Reserve Bank. Even now, there is likely to be more than one new time bomb like LTCM being prepared, waiting to be detonated.

Trade and currency imbalances

The chief economist of the OECD, Jean-Philippe Cotis, welcomed the May turmoil as a necessary correction of over-priced, risky investment assets. But he warned that, in spite of this, the risks to world economic growth have increased.

The main threat being the ‘unprecedented’ imbalances between (heavily indebted) deficit economies like the US and (cash-rich) surplus economies like China.

Against all the normal rules of capitalist economics, the US dollar has been an overvalued, strong currency (because of capital flows into the US), while the Chinese yuan (or RMB) has been seriously undervalued (because the yuan has been pegged to the dollar at an unrealistically low rate of exchange).

“A brutal unfolding of such imbalances,” warns Cotis, “ would hurt the world economy ...” (Financial Times, 24 May 2006)

The relationship between the US and China is the central pivot of the world economy. US consumers provide an indispensable market for goods exported from China, as well as from Japan, SE Asia and other areas. But US consumption depends heavily on debt.

Internally, as workers’ incomes have been squeezed, many consumers have kept up their living standards by taking out mortgages on their homes. This was made possible by the boom in house prices and cheap mortgages.

House prices, however, are now slowing and the steady increase of interest rates by the Federal Reserve is reducing the ‘wealth effect’ of the housing bubble. If house prices stagnate or fall, and interest rates rise even higher, consumer demand will be severely curbed.

Moreover, higher interest rates, combined with a rise in unemployment, will mean that current levels of consumer and credit card debt will become unsustainable.

Cheap credit was a key factor in the sustained strength of US consumer demand, which is why capitalists are now so fearful of rising interest rates in response to rising inflation (or the Central Banks’ fear of rising inflation).

Externally, US capitalism also depends on high levels of debt. The US consumes more than it produces, importing huge quantities of cheap goods from China and other developing countries. The strength of the dollar in recent years made imports even cheaper to US consumers.

The investment bank Morgan Stanley estimates that US consumers saved $600 billion over the past decade by buying cheaper goods made in China.

Consistently importing more than it exports, the USA has had a remorselessly rising balance of payments deficit. In 2005 it was $725 billion or 7% of GDP.

This recurring deficit has to be financed by an inflow of capital into the USA. Part of the inflow has been capital invested by overseas capitalists in US companies, shares, etc. But covering the US deficit has more and more relied on the purchase of US government bonds by the central banks of China, Japan, South Korea and a few other countries (including oil producers) that have big trade surpluses with the USA.

In 2005 China had a trade surplus with the USA of $201 billion and has now accumulated nearly $1,000 billion in foreign currency reserves (three-quarters in dollar assets), more even than Japan, which has $847 billion foreign currency reserves.

In effect, they have been recycling the dollars earned by their exports back into the US economy. Their motive is clear. They want to sustain the US market for their exports.

Partridge
06-03-2006, 02:08 PM
US demand

A collapse of US demand would have disastrous effect on export-orientated economies, especially on China which, because of the poverty of most of its population, has only very limited domestic demand.

The flow of funds into the USA has turned US capitalism into the world’s biggest debtor. It now has a capital account deficit with the rest of the world of over $2.5 trillion. This, combined with the rising current account (balance of payments) deficit, is unsustainable. Something will have to give.

So far, US capitalism has been able to get away with this unprecedented position because of its size and power. The dollar was strengthened, despite recurring current account deficits, by the inflow of funds (which made foreign goods even cheaper).

The flood of capital into the USA allowed interest rates to stay very low, providing cheap credit for the housing boom and other bubbles, in the USA and internationally.

It has also allowed Bush to finance the federal budget deficit very cheaply (without needing to raise interest rates). Cheap credit, contrary to past experience, did not produce accelerating inflation, mainly because cheap manufactures from China and elsewhere have kept prices low.

Even Greenspan at the Federal Reserve realised that this cheap credit paradise could not last forever. After the collapse of the dot.com bubble in 2000, the Fed attempted a ‘managed decline’ of the dollar. This was resisted by China, Japan, etc, because a weaker dollar means a stronger yuan, yen, euro, etc, which would cut across their exports to the US. However, after a pause during 2005, the dollar has begun to fall again.

This poses an acute dilemma for states that hold huge dollar assets (mainly in the form of US government bonds). If they hold on to them, their reserves will fall in value as the dollar declines.

If, on the other hand, they start selling their US dollar assets, they are likely to accelerate the decline of the dollar - and suffer even bigger losses as a consequence.

There are already widespread fears that the ‘managed decline’ of the dollar will, at a certain point, become a rout. The value of the foreign currency reserves of China, Japan, etc, would be sharply reduced if they continue to hold mostly dollars.

Recently, a number of states, including China and a number of oil producers, have begun to shift the balance of their new foreign currency reserve purchases away from the dollar and into the euro.

They are moving cautiously and largely secretly. Sooner or later, however, dollar holders will begin to sell dollar reserves on a significant scale and switch to other, stronger currencies.

This shift, already beginning, will have serious knock-on effects. First, a reduction of the capital flow into the USA will force the US government and Fed to take steps to reduce the balance of payments deficit and cut the federal government deficit.

This will mean reduced consumption in the US, less demand for exports from China and the rest of the world.

In order to attract the funds it needs to finance the twin deficits, the Fed will have to raise US interest rates even higher. This will spell the end of the cheap credit regime, the foundation of recent world wide growth.

The decline of the dollar will mean a strengthening of the euro (as hot money, state currency reserves, etc, flow from one to the other). This will raise the relative price of euro-zone exports, cutting across the feeble recovery currently under way in Europe.

If US interest rates rise, it is likely that rates in Europe, Japan and elsewhere will be forced to follow (to prevent a flight of capital to higher-interest assets). That would have a depressing effect on growth in Europe, Japan, etc.

All these likely trends will have a negative impact on economic growth and the stability of financial markets. The idea, raised by optimistic commentators, that China, Japan, Germany, etc, will take over from the US as locomotives of growth- on the basis of their domestic markets - is fanciful.

Dot.com bubble

Since the collapse of the dot.com bubble in 2000-2001, there has been a period of sustained growth in the world economy.

At the same time, underlying contradictions, especially in relation to trade imbalances and currency misalignments, have been pushed to unprecedented extremes.

The polarisation between rich and poor, in advanced, semi-developed and poor countries, has also developed in a grotesque way, preparing the ground for new social explosions.

The idea, put forward by many capitalist leaders and their policy-makers, that there can now be a gradual, managed rebalancing of an extremely unbalanced world economy is also a complacent dream.

Capitalism works through the competitive drive for profit and the anarchy of the market. While a certain level of co-operation between governments is achievable at times, it is impossible to co-ordinate and plan capitalism in order to eliminate the cycle of boom and slump.

True, there currently appears to be a high level of co-operation between the major capitalist powers through the IMF, OECD, etc. They all agree that the living standards of the working class should be cut, cut and cut again to enhance capitalist profits.

Nevertheless, they remain national states with their own interests and they will inevitably come into conflict as they attempt to protect their own interests and dump the cost of economic crisis onto their rivals.

For the moment, the May turbulence may be passed off as just a ‘technical correction’ of over-heated markets. But such events do not happen in isolation. They cannot be separated from the underlying, contradictory trends in world capitalism.

At least a few financiers heard ‘echoes of 1987’ in the May convulsion, recalling the 20% slump in share markets which prepared the way for the prolonged recession that began in 1990.

This may have been a tremor rather than an earthquake. But tremors often precede events that register much bigger shocks on the Richter scale.